Who is the Insurance Consultant?

He is a professional who connects his public and private clients with the insurance market to cover the risks associated with the client 's business.

This figure operates as an intermediary and offers its assistance to customers from which it has received a specific assignment (letter of appointment or brokerage assignment) for the determination of the content of the contracts and for their management in full autonomy from the individual Insurers.

Relying on an insurance consultant means having a professional available for the control, assessment and management of risks at 360 degrees, both for individuals and companies, and having the possibility of accessing the most extensive insurance services and products. cutting-edge, complete, modern, innovative that the insurance market is able to offer.

The activity of the insurance intermediary is therefore aimed at looking after the insurance interests of the customer (principal) in the relationship with the Company, both in terms of defining the contractual elements and accompanying them up to the stipulation of the policy and post-signature consultancy. for any intervention necessary regarding the insurance coverage stipulated.

This figure not only goes in search of the cheapest or most convenient insurance elements, but acts as a reference point for the customer to give the security guarantee that only an expert figure is able to guarantee.

The work is carried out through activities aimed at relating insurance companies with those who need coverage for private, professional, corporate and any kind of risks.

The exercise of the consultancy activity in Italy is regulated by Legislative Decree 209/05 "Private Insurance Code", which established the single register of insurance and reinsurance intermediaries (RUI), divided into five sections, of which section B includes insurance brokers, while the competent authority to supervise the activity carried out is IVASS located in Via del Quirinale, 21 in Rome.